Debt & credit

Goodwill Adjustment Request

A letter asking a creditor to remove a late-payment mark from your credit as a goodwill gesture — noting your history and why the late payment happened.

$29 flat fee (USD) · emailed PDF · you review and send it yourself.

Start this letter — $29

What you get

  • A dated goodwill letter to the creditor
  • Your account history and the reason, in your own words
  • A clean PDF to send or keep as your record

How it works

  1. Tell us what happened. A few plain questions — no legal knowledge needed.
  2. We draft your letter from your answers, in your own words.
  3. Review and send it yourself. Download the PDF, then send or mail it.

Delivery

Emailed to you as a PDF once you confirm it. You send it to the creditor yourself.

When this isn't the right letter

  • Disputing a late mark you believe is an error (use a Credit Report Dispute)
  • A debt a collector is chasing (use Debt Validation or a Settlement Offer)

Where it's available

Available in most US states. Choose your state when you start — if Claim Done can't offer this document where you are yet, you'll see that before you pay and nothing is charged.

Questions people ask

How much does a Goodwill Adjustment Request cost?

A flat $29 (USD), shown before you pay. No subscription.

Is Claim Done a law firm?

No. Claim Done is self-help document software. You select the document, enter your own facts, review the draft and decide what to do. It is not legal advice.

Who sends the letter?

You do. After payment you download the letter as a PDF and send it yourself.

How long does it take?

A few minutes. You answer a short set of plain-English questions, then review and download your letter.

When is this not the right letter?

This letter is not for: Disputing a late mark you believe is an error (use a Credit Report Dispute); A debt a collector is chasing (use Debt Validation or a Settlement Offer).

Other Debt & credit letters

Start your Goodwill Adjustment Request — $29

Claim Done provides self-help document software. You select your own document, enter your own facts, review the draft and decide what to do with it. Claim Done is not a law firm, does not select legal remedies, does not advise on strategy, does not represent you, and does not guarantee any outcome.