Debt & credit

Debt Validation Request

A letter to a debt collector asking them to validate a debt they are chasing you for — who the original creditor is, the amount, and proof it is yours — before you deal with them.

$29 flat fee (USD) · emailed PDF · you review and send it yourself.

Start this letter — $29

What you get

  • A dated letter to the collector requesting validation of the debt
  • An editable draft you review and approve
  • A clean PDF to send or print

How it works

  1. Tell us what happened. A few plain questions — no legal knowledge needed.
  2. We draft your letter from your answers, in your own words.
  3. Review and send it yourself. Download the PDF, then send or mail it.

Delivery

Emailed to you as a PDF once you confirm it. You send it to the debt collector yourself.

When this isn't the right letter

  • A letter you send. It does not advise you on the debt or your rights under the FDCPA.

Where it's available

Available in most US states. Choose your state when you start — if Claim Done can't offer this document where you are yet, you'll see that before you pay and nothing is charged.

Questions people ask

How much does a Debt Validation Request cost?

A flat $29 (USD), shown before you pay. No subscription.

Is Claim Done a law firm?

No. Claim Done is self-help document software. You select the document, enter your own facts, review the draft and decide what to do. It is not legal advice.

Who sends the letter?

You do. After payment you download the letter as a PDF and send it yourself.

How long does it take?

A few minutes. You answer a short set of plain-English questions, then review and download your letter.

When is this not the right letter?

This letter is not for: A letter you send. It does not advise you on the debt or your rights under the FDCPA..

Other Debt & credit letters

Start your Debt Validation Request — $29

Claim Done provides self-help document software. You select your own document, enter your own facts, review the draft and decide what to do with it. Claim Done is not a law firm, does not select legal remedies, does not advise on strategy, does not represent you, and does not guarantee any outcome.